The AML Service provides data that enable merchants to fulfill requirements related to KYC (Know Your Customer) and/or AML (Anti-Money Laundering).
The service is currently available for supports assessment of
- individuals (persons)
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- organizations
The person resource
The following dataset is offered in addition to the base identity (Name and SSN) provided by BankID:
- Residential address from the national registry ("Folkeregisteret").
- Search results from available sources on PEP (Politically Exposed Person) og RCA (Relative or Close Associate)
- Search results from sanction lists (EU og UN)
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Note that OIDC Clients must be provisioned to gain access to the AML service. Access is provisioned on a per-scope basis |
Three Three variants of the service resource is available, where the first and second requires that the individual is first identified with BankID at the highest level of assurance.
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The first variant is associated with a regular end-user OIDC Flows whereas the second and third variant uses the Client Credential Flow. The AML services responds with the same set of data for all variants.
The search result is available in two different formats:
In addition to JSON formatted structured data
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, a signed PDF report
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Note that the AML service is only available in combination with the BankID IDP. See the compatibility matrix for further details. Future support may include also other eIDs at the highest level of assurance. |
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Future support may also include assessment of organizations. |
containing the same information is also available.
The organization resource
| Info |
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New! |
The following dataset is offered:
- key information
- address
- sanction search result
- official roles in the company
- ownership (shareholders etc)
- signature rights
- key financial figures
- auditor and accountant company
- credit score (limited access)
By default only the "key information" element is delivered as part of a search result. To query additional details, a client must declare this explicitly as part of the request by usage of the "expand" parameter. Se API documentation for further details.
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A collection of different organization PDF reports will be available in a future release:
Expand arguments for such reports (links) is already present in the API docs, but will not work until this functionality is released. |
API
See separate AML API documentation for technical details about the HTTP API.
| Environment | API Documentation | PRE-PROD|
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https://aml-preprod.bankidapis.no/ | PROD | https://aml.bankidapis.no/ |
| CURRENT | https://aml-current.bankidapis.no/ |
The AML service is not available for external test purposes in the PREPROD environment.
Example test subjects has been prepared with positive search results in the test environments.
Provisioning
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Note that OIDC Clients must be provisioned to gain access to the AML service. Access is provisioned on a per-scope basis |
Further reading
See the following sections for further details on the current AML service:
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